If you have the funds available, you could top up your pension, fill in any gaps in your National Insurance record, or maximise your ISA savings – all smart moves that could help boost your financial future.
We’re hoping you have settled into 2019, with a lack of financial hangover. Whilst there is no clinical evidence of the third Monday in January being the saddest day of the year, the culmination of two weeks battering your body in parties, no future parties to look forward to, cold rainy weather and a load